Gary Harding
Gary Harding is the Chairman, CEO and President of LCA Bank and CEO of Lease Corporation of America. Prior to joining LCA, he held the role of Chief Risk…
Jeffery Sugg
As CFO, he is responsible for any financial aspects of the organization. Mr. Sugg joined LCA in April 2017. Prior to joining LCA, Mr. Sugg was the Chief…
Jill Vogel
Jill Vogel is the President of Lease Corporation of America and COO of LCA Bank Corporation. Before being named President in March 2021, Jill has held…
Erik Stamell
Erik currently serves as Chief Revenue Officer of LCA Bank as well as serving as a Director of the bank’s parent company Lease Corporation of America.…
Travis Betenson
Mr. Betenson has worked in the banking and financial services industries since 2010 and has held various roles in accounting, finance and treasury. He…
Mike Stone
SVP, SBA Operations
John Bellini
General Counsel
Kristin Saracevic
VP, Human Resources
Christina Balagot
Chief Credit Officer
Jan Allen Ackley
Chief Credit Officer
Kirsten Herrington
VP, Controller
Thomas Huber
Chief Information Security Officer
Jason Harger
Accounts Receivable Team Leader
Carrie McKernan
Documentation Team Leader
Don Lippolis
Sr. Litigation & Bankruptcy Specialist
Tammy Trador
Assistant Controller/Team Leader
Violet Misajlovich
Customer Service Team LeaderJoin the LCA Team!
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Gary Harding
23 Years of Experience
Bachelor's Degree at University of Utah
Gary Harding is the Chairman, CEO and President of LCA Bank and CEO of Lease Corporation of America. Prior to joining LCA, he held the role of Chief Risk Officer at Rakuten Bank America (a bank in formation) to help develop its financial services in the US. Prior to joining Rakuten, he was the Director, President and CEO of Prime Alliance Bank. During his time there, Prime Alliance was ranked as the 15th best performing community bank in the country, with assets less than $1B, by S&P. Prior to Prime Alliance Bank, Gary worked as a Chief Credit Officer of TBK Bank and TAB Bank. In these roles, he oversaw underwriting, loan administration & operations, portfolio management, collections, special assets and the allowance for loan and lease losses. Earlier in his banking career, he held Senior Vice President and Vice President positions in various credit, risk management and operational roles. Gary has an expansive lending background, with expertise in business lending, lender finance, asset-based lending, factoring, leasing and equipment finance. Throughout his banking career, Gary has been part of high growth institutions and has spent considerable time with clients generating and retaining revenue and evaluating business opportunities. Prior to his career in banking, Gary was a co-founder of Bullfrog International, LLC (dba Bullfrog Spas), recognized by the state of Utah as one of its fastest growing companies. Gary received a Bachelor of Science in Finance from the University of Utah.
Jeffery Sugg
33 Years of Experience
Bachelor's Degree at University of Toledo
As CFO, he is responsible for any financial aspects of the organization. Mr. Sugg joined LCA in April 2017. Prior to joining LCA, Mr. Sugg was the Chief Financial Officer at First Independence Bank in Detroit, MI. Before First Independence Bank, Mr. Sugg was at Paramount Bank in Farmington Hills, MI where he served at various times as CEO, President, and CFO. Mr. Sugg joined Paramount Bank in 1997 after serving as Chief Financial Officer for three years at Sterling Bank & Trust in Southfield, MI. Jeff began his career as a Senior Bank Examiner at the Office of Thrift Supervision. As a CFO at various banking institutions, Mr. Sugg has successfully developed and implemented several strategic and capital plans that have resulted in significant earning and common equity accretion. Specifically, at First Bank the strategic plan where the earnings improvement and capital stock restructuring resulted in over a 100% improvement in a less than two-year period to the book value of common equity.
Jill Vogel
25 Years of Experience
Bachelor's Degree at Walsh College
Jill Vogel is the President of Lease Corporation of America and COO of LCA Bank Corporation. Before being named President in March 2021, Jill has held various roles during her 25 years with the organization. Most recently, Jill has been responsible for the operations of the organization with her oversight of Credit, Documentation, Customer Service, Collections and Information Technology. She also leads the team that provided Paycheck Protection Program loans to borrowers. She oversees the risk management monitoring, internal and regulatory audits as well as policy creation. As President, Jill takes on the role of leading the organization to the next level in its technology and offerings to its customers. Jill holds a Bachelor of Business Administration degree from Walsh College. She has also earned the Certified Lease & Financial Professional designation.
Erik Stamell
11 Years of Experience
Juris Doctor at University of Michigan Law School
Erik currently serves as Chief Revenue Officer of LCA Bank as well as serving as a Director of the bank’s parent company Lease Corporation of America. His role includes operating the bank’s lender finance program, capital markets and contributing to the sales and marketing team. In 2010, Erik co-founded Credibly.com and served as General Counsel. Credibly is a financial technology company that provides working capital to small businesses. In 2014, Credibly was ranked 35th on INC. Magazine’s list of 500/5,000 fastest growing privately-owned companies in the U.S. to date. Credibly has funded over $1.5 billion in small-business loans and advances. Erik graduated from Washington University in St. Louis and earned a J.D. from the University of Michigan Law School.
Travis Betenson
12 Years of Experience
Master's Degree at University of Utah
Mr. Betenson has worked in the banking and financial services industries since 2010 and has held various roles in accounting, finance and treasury. He joined LCA Bank as the CFO, bringing years of regulatory and banking experience from various banks. Most recently, Mr. Betenson was with First Electronic Bank, where he oversaw the accounting, treasury and FP&A functions, assisting the bank in achieving significant loan and revenue growth. Previously, Mr. Betenson held accounting and treasury positions with Comenity Bank and Comenity Capital Bank. He holds an MBA from the University of Utah and is a Certified Treasury Professional.
Mike Stone
20 Years of Experience
Bachelor's Degree at Southwestern University
Mike Stone joined LCA Bank as SVP of SBA Operations in July 2022. With more than 20 years of experience in commercial finance, his career includes working with banks and non-bank lenders in a variety of roles: SBA Chief Credit Officer, loan origination, credit underwriting, and portfolio management. Mike enjoys working with small business owners and franchisees in a collaborative manner to understand their objectives and craft creative and practical solutions to meet their unique financing needs. A graduate of Southwestern University with a BA degree in Business Administration and a minor in Religion, Mike and his family relocated from Texas to Colorado in 2007. Mike has been involved with such organizations as the Hispanic Chamber of Commerce, RMA, IFA, and The Crossover Network. Outside of work, Mike enjoys the Colorado lifestyle with his wife, their two children, and their dogs. Mike is an avid sports fan and loves softball, skiing, hiking, fly fishing and losing golf balls.
John Bellini
30 Years of Experience
Juris Doctor at University of Detroit Mercy School of Law
John Bellini currently serves as General Counsel for LCA Bank Corporation and Lease Corporation of America. Prior to joining LCA, Mr. Bellini served as Bank Counsel for AAA’s The Auto Club Group beginning in 2016. During his time there, he not only represented the bank and its holding companies, but also provided representation and counsel for the company’s commercial real estate, insurance, corporate investment and membership affiliates and teams. Prior to joining AAA, John served as Senior Corporate Counsel at Rocket Mortgage (formerly Quicken Loans) for six years. In 1997, Mr. Bellini joined Paramount Bank where he served as General Counsel, Senior Vice President, Chief Administrative Officer and Chief Compliance Officer. Mr. Bellini began his career in the financial services industry at Sterling Bank and Trust where he held the titles of Director of Operations in addition to serving as President of Eagle Investment Services and Towne Center Insurance (affiliates of Sterling Bank and Trust). Over the course of his career, John has represented his clients in various financial institution/holding company regulatory matters as well as corporate governance, information technology, consumer compliance, employment, merger/acquisition, vendor management, corporate risk management, insurance, investment securities, commercial real estate, commercial finance and real property matters. John received his Bachelor of Science Degree in Business Administration from Central Michigan University and his Juris Doctor Degree, cum laude, from the University of Detroit Mercy School of Law. John is a member of the Michigan State Bar, Michigan Compliance Officers Association and past member of the Michigan Bankers Association Compliance Committee.
Jason Harger
22 Years of Experience
Jason joined LCA in 2000 as an Accounts Receivable Specialist, and became the Accounts Receivable Team Leader in February 2018. Jason has over 20 years of experience in the leasing and equipment finance industry. Some of Jason’s responsibilities include closely monitoring the delinquency of LCA’s portfolio, loss mitigation, asset management and managing the Accounts Receivable Team.
Carrie McKernan
24 Years of Experience
Carrie joined Lease Corporation of America in October of 1997. She has held various roles during her 24 years with the organization and, for the last 18 years, has played an integral role on the documentation team serving as the documentation auditor and team supervisor. In 2018, Carrie was promoted to Documentation Team Leader at LCA and is responsible for overseeing the daily operations of the documentation team. She prides herself on keeping the team on track to hitting company goals. Carrie has earned the Certified Lease & Finance Professional (CLFP) designation.
Don Lippolis
25 Years of Experience
Don handles litigation, bankruptcy accounts and special projects At Lease Corporation of America. Don started at LCA in March 2021. Don has over 25 years of experience in the equipment leasing and finance arena in the area of litigation, bankruptcy, loss mitigation, workout, negotiations, collections, skip tracing, locating assets and fraud investigation. Don has worked for various equipment leasing finance companies such as Advanta Bank Corporation, Leaf Commercial Capital, DeLage Laden Financial Services and Canon Financial Services.
Tammy Trador
20 Years of Experience
Bachelor's Degree at Walsh College
Tammy has over 20 years of accounting experience and holds a Bachelor of Science degree in Accounting from Walsh College. Her background consists of working as an accounts payable clerk for a law firm in Rochester Hills and as a staff accountant at a busy CPA firm in Mount Clemens. In her prior roles, Tammy gained invaluable experience in auditing and providing accounting services for a variety of clients in a cross section of industries. Tammy first joined Lease Corporation of America in 2004 as a staff accountant, and learned how to apply her previous accounting experience to the world of equipment financing. In 2010, Tammy was promoted to her current position of Assistant Controller where she takes on a variety of responsibilities including closing month end, reconciling accounts, processing cost changes, terminating leases and providing yearly tax reporting information. In 2020 she was designated as a Team Leader in the accounting department, providing support to her team members and contributing to the success of her department. Tammy continues to expand her accounting skills and knowledge and in 2021 she earned the prestigious designation of Certified Lease and Finance Professional.
Violet Misajlovich
16 Years of Experience
Bachelor's Degree at Northwood University
Violet joined Lease Corporation of America on June 01, 2015. Violet has a Bachelors in Business Administration and an Associates in Management degree from Northwood University. She has also earned the Certified Lease & Financial Professional designation. She presently oversees the Customer Care Team. Prior to her current role she worked on the Documentation Team for three years.
Kristin Saracevic
15 Years of Experience
Kristin has 15 years of experience in the human resources field. As VP of Human Resources at Lease Corporation of America, she is responsible for all core areas of HR that include; recruiting, compensation, employee relations, benefits, retention and process improvement. Prior to joining LCA in 2016, Kristin held a variety of roles at Quicken Loans on the human resources team. She has successfully implemented new technology and processes within the HR department at LCA and her mindset that our team members are our biggest asset has lead us to change and growth within our teams to label us as elite. Kristin is an active participant in SHRM.
Christina Balagot
20 Years of Experience
Master's Degree at Walsh College
Christina holds over 20 years of combined banking and leasing experience. In her role as CCO, she is responsible for the Bank’s credit risk management activities, including underwriting and approval and credit policy maintenance and related processes to ensure good quality of the overall portfolio. Her career began in 2000 as a credit analyst for PNC Bank (fka National City) serving middle and upper-middle market C&I and CRE transactions. In following years, she served as a senior analyst at Franklin Bank, focusing on commercial real estate. Prior to joining LCA in 2013, she held the title of Bank Officer at Oxford Bank, where she was strong support for C&I, CRE and REO portfolio management and oversaw all commercial credit activities, which included responsibility of the credit policy, commercial underwriting and approval, and credit administration. Christina holds a Bachelor of Business Administration degree with a concentration in Finance from Oakland University and a Master of Business Administration from Walsh College. She has also earned the Certified Lease & Finance Professional designation.
Jan Allen Ackley
34 Years of Experience
Bachelor's Degree at Ohio State University
Jan Allen Ackley is the Chief Credit Officer of Lease Corporation of America. Starting his banking career with Comerica Bank in Detroit over thirty-four years ago, Ackley rose to leadership positions within the banking industry. Most recently, Ackley served as the Chief Lending Officer of TAB Bank and Chief Credit Officer of Prime Alliance Bank. During his time at Prime Alliance Bank, Prime Alliance was ranked as the 15th best performing community bank in the country, with assets less than $1B, by S&P. Ackley’s expertise in commercial lending covers Mergers & Acquisitions, Asset Based Lending, Equipment Finance, Accounts Receivable Factoring, and Commercial Real Estate. These positions served various bank credit, risk management and operational roles. In addition to his work in commercial finance, Ackley serves as a commercial banking training instructor, imparting his knowledge to new commercial lenders. Ackley is graduate of The Ohio State University with a Bachelor of Science Degree in Business Administration (Finance). Ackley is also a twelve-year veteran of the United States Air Force and Ohio Air National Guard, where he served as a Training Specialist in a communications squadron. Ackley is also an author of a book, Searching for Change, a memoir of growing up in Appalachia.
Kirsten Herrington
33 Years of Experience
Bachelor's Degree at University of Michigan
Kirsten, as Controller, is responsible for all accounting and tax operations. She also manages the corporate banking relationships, lease operations and the technology related to these areas. Kirsten is a Certified Public Accountant and utilizes her background in public accounting to streamline accounting processes and create appropriate controls. She effectively handles many financial, tax and regulatory audits. Prior to joining LCA, Kirsten was the Treasury Manager for Henry Ford Health System and an Audit Manager for Ernst and Young. Kirsten completed her Bachelor of Business degree for the University of Michigan.
Thomas Huber
20 Years of Experience
Bachelor's Degree at University of Phoenix
Thomas is the Chief Information Security Officer of Lease Corporation of America and LCA Bank Corporation. Thomas has been with the organization since 2017 and has played a major part in restructuring and improving the Information Security, Incident Response and Disaster Recovery programs. He has also taken on the role of Team Leader of the Information Technology Department overseeing Network Administration and the company’s Help Desk, as well as being part of the Information Technology Steering Committee. Prior to joining LCA, Thomas held various leadership roles in information technology development and implementation in the United States and Europe for over 20 years. Thomas holds a Bachelor of Science in Information Technology Systems Security and Enterprise Support from the University of Phoenix.